A recent private money transaction highlights the continued demand for strategic bridge financing in competitive California markets. Marquee Capital Fund 1 funded a $415,000 bridge loan secured by an existing primary residence in Albany, CA. The loan was structured in the second position with a conservative loan-to-value ratio of 63.81%, providing a balanced risk profile for the lender while delivering critical liquidity to the borrower.
As a bridge loan on a primary residence, the financing was designed to provide interim capital likely supporting a time-sensitive need such as debt restructuring, property transition, equity extraction, or another short-term liquidity event. Second-position bridge loans require careful underwriting, particularly in high-cost markets like Northern California. By maintaining a sub-65% combined loan-to-value, the transaction demonstrates prudent leverage and downside protection.
The deal was originated by Alexandra Kurzweil, who structured the financing to align both borrower objectives and fund investment parameters. Transactions of this nature showcase the flexibility of private capital compared to traditional lending channels, especially when speed, structuring creativity, and responsiveness are essential.
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